💡OVERVIEW

The Lending Protocol on zkSync era Chain has been designed to support multiple types of assets, including cryptocurrencies, stablecoins, and tokenized real-world assets. Through the protocol, users can earn interest on deposited assets or borrow assets by providing collateral. This is achieved through a network of interconnected smart contracts and APIs that manage and facilitate lending and borrowing activities.

Key features of the Lending Protocol include:

  1. Decentralized: This protocol functions without a centralized governing body, rendering it impervious to censorship and guaranteeing that users maintain complete authority over their possessions.

  2. Permissionless: Individuals can partake in lending and borrowing transactions without needing pre-authorization.

  3. Transparent: Every transaction and engagement with the protocol can be openly viewed on the zkSync era chain, fostering confidence and responsibility.

  4. Automated: Algorithmically established interest rates and Loan-To-Value (LTV) ratios adapt responsively to fluctuations in market circumstances.

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